smsGuardian is a service that uses text messages to enable you to monitor activity occurring on your account and to respond immediately to fraudulent activity. Farmers Bank Debit Card holders can use the link below to enroll their Farmers Bank Debit Card. Debit Card holders can respond to any fraudulent text alerts by calling 1-888-297-3416 or the Fraud Center/Hot Card Center). Please note that upon enrolling in this service, Message and Data Rates May Apply.
Transactions users enrolled in smsGuardian users will receive test alerts on are:
-Out of State Transactions
-Authorizations Greater than $300.00
-Card Not Present
To discontinue the receipt of Alerts immediately by texting the word “STOP” in reply to a smsCardAlert received. Farmers Bank Debit Cardholders can also discontinue alerts by texting the word “STOP” to 27576.
Make sure to view the Terms and Conditions for smsCardAlerts provided through the Enroll link.
The number of alerts received will depend on how frequent the Farmers Bank Debit card is used. Debit Card Holders will not receive more than one message per transaction on each enrolled card.
Cardholders will receive an alert every 30 days to remind users of the subscription if the users mobile service provider is Sprint, Nextel, Boost or Virgin. This reminder alert will display as “Reminder: You have subscribed to Guardian transaction alerts for Farmers Bank. Message and data rates may apply. Reply HELP for help. Reply STOP to cancel.”
If an enrolled debit card holder needs help regarding the use of this service or their account, the cardholder may reply to an Alert message with the word HELP. The user may also click on the “Service Usage Guide” link on the website or call 888-868-8611.