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Business Loans

Farmers Bank offers a wide variety of consumer and business loans. Our credit decisions are made locally, and we take great pride in providing prompt and courteous responses to your loan request.

Commercial Loans

  • Working capital lines of credit
  • Equipment loans
  • Commercial mortgage loans for owner‐occupied real estate
  • Real estate investment loans for 1‐4 family dwellings and commercial properties
  • Standby Letters of Credit

Real Estate Development Loans

  • Acquisition and Development loans
  • Construction Loans
  • Agricultural Loans
  • Operating Lines of Credit

Contact a Farmers Bank Loan Officer in your Neighborhood

Hillpoint Suffolk Office

  • Thomas L. Woodward III NMLS#421351

Smithfield Office

  • Kelley Healey NMLS#1095824

Windsor Main Office

  • JoAnne F. Joyner NMLS#421348
  • Chad A. Rountree NMLS#421343

Courtland Office

  • Lauren P. Harper NMLS#889763

Harbour View Suffolk Office

  • Charles A. Powers NMLS#1312250

Chesapeake Office

  • Jeffrey (Jeff) Creekmore NMLS#709533
  • Eric Shaffner NMLS#1680755
  • Deborah R. (Debbie) Cagle NMLS#420860

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Lost or stolen card? Call the Farmers Bank Debit Card Hotline: 1-888-297-3416
Lost or stolen card? Call the Farmers Bank Debit Card Hotline: 1-800-500-1044