WELCOME TO FARMERS BANK

The history of Farmers Bank dates back to 1919. We were chartered as a Community Bank and have never lost sight of our mission. Our charge of true community banking has remained constant. However, our products and the services that deliver them have changed through the years, to better meet the needs of our customers, through Personal Banking, Business Banking Accounts, Loans, and Credit Card services. We meet the financial needs of our residents and small businesses one at a time.

BANKING NEWS

Big changes right around the corner! The Treasury Department  will end over-the-counter sales and mailin orders of US Paper Savings Bonds after December 31, 2011. Buy and manage electronic savings bonds safely, online, 24/7, through TreasuryDirect, www.treasurydirect.gov.

Farmers Bank branches will no longer accept Federal Tax Deposit payments. Find out more by clicking here.

FDIC deposit insurance has been permanently increased from $100,000 to $250,000 per depositor. The FDIC Electronic Deposit Insurance Estimator.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.